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NEW YORK -- Many small-business owners are finding themselves in painful conversations with employees these days, chats that start with "Boss, I'm really strapped for cash -- I need a raise." But many companies are themselves hurting, and an owner ... more

As more condo owners who need to move are stuck with properties they can't sell and foreclosure rates rise, many homeowner associations are hurting for the cash needed to maintain monthly services. The vacancies have forced condo associations to more ... more