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One of the most widely significant ramifications of the credit crunch for British consumers appears to be that cheap borrowing is becoming increasingly hard to find, especially for those with a bad credit history. An interesting indication of the ... more

E-payments may be convenient for shoppers and retailers - but it has been suggested they also boost the amount of money you have to spend. Andy Kyte, VP of analyst firm Gartner, said at the Gartner Symposium: "All consumers pay between three to five ... more